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Will credit counseling or debt consolidation stop creditors from calling? Yes by enrolling in a
debt consolidation or credit counseling program creditors (credit card
companies etc.) should stop calling you. Typically if a creditor contacts you after you have enrolled it is
because the collector working for the creditor is not aware that you have
signed up for the service. Typically
a credit counseling service will request that a customer inform all
creditors and collectors that call to contact the counseling service
rather then you the customer. Typically
after the first 30 day harassing phone calls from collectors will stop.
Know your rights - understand the rules about credit counseling,
debt consolidation and collection.
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