Debt Consolidation Depot
Debt Consolidation & Financial Information Resource Center
March 21, 2004
Did you know that a larger number of employers base their hiring in
part on your credit reports and that in some states your car insurance rates
are based in part on your credit reports and credit beacon scores? Get the
accurate credit you deserve. Here's help if you have inaccurate: Late
Payments, repossessions, Foreclosures, Judgments, Collection Accounts,
Bankruptcies, Tax Liens and/or Charge Offs.
(PRWEB) -- FREE report, “What is Credit Scoring?“ Is inaccurate credit
blocking you from getting the house, apartment or job of your dreams?
Did you know that: a larger number of employers base their hiring in part on
your credit reports and that in some states your car insurance rates are
based in part on your credit reports and credit beacon scores?
Get the accurate credit you deserve. American Financial Solutions Inc. can
help if you have inaccurate: Late Payments - Repossessions - Foreclosures -
Judgments - Collection Accounts - Bankruptcies - Tax Liens and/or Charge
Offs.
Some inaccuracies listed on your credit report can be changed or deleted
such as Late Payments - Tax Liens - Slow Payments - Repossessions -
Charge-offs - Student Loans - Bankruptcies - Collections - Foreclosures -
Evictions - Judgments.
You might want to look at your credit report if you think that you have been
denied credit, your interest rates are too high, if you feel that your
credit is holding you back, or if you think that a Divorce has messed up
your credit.
American Financial Solutions, Inc. works by leveraging The Fair Credit
Reporting Act, which guarantees the right of consumers to dispute any
inaccurate, erroneous or obsolete information that may appear on your credit
report. This process effectively works within the guidelines of Section 611
of The Fair Credit Reporting Act and helps the consumer convey the disputed
items in the credit-reporting agency credit report.
Why not do it myself? You can do it yourself, but in many cases there are
specific items you need to review and address when disputing inaccurate
information. What makes inaccuracies most of the time is the procedures that
the information about you is handled and placed on your credit reports. And
in some cases inaccurate information you may dispute will be re-verified and
remain on the report, except now it is on your report with a current date
verifying the inaccurate information.
Credit Facts: The Fair Credit Reporting Act mandates that any information to
one’s credit report be both accurate and current. The credit reporting
agencies are not government agencies. They are ‘for-profit’ corporations in
the business of making money. Every time you send in a payment, there’s an
opportunity for an error to be entered onto your credit reports. One late
pay, collection, or charge-off on your credit report can raise your interest
rates on credit cards, mortgages or car loans.
Just how important is having good credit? It allows you to save points on a
home mortgage loan. For example, saving one percentage point on a home loan
for a 30 year $200,00 home loan, at 7.25%, means a total interest paid of
$291,169.28; while the same loan at 6.25%has an interest rate of $243,319.44
--- getting the lower interest rate of 6.25% is a total savings of
$47,849.00 for consumers.
For your FREE report, “What is Credit Scoring?“
send an mail to marla@afsi.us with a subject line of 'FREE report'
For further information contact:
Marla LaRue
AFSI, Inc.Independent Representative
www.afsi.us/5295
© 2004 DebtConslidationDepot.com